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Connecticut Mortgage Loan Officer

 

Connecticut Home Mortgage Loan Process

Below is a general overview of the steps you will take to get your mortgage loan funded.

 

STEP #1: Estimate your Loan Amount and what you can Afford ..

The first step to securing your loan is to provided us with your basic employment history, financial income, debts and goals so we can see what type of loans and payments you can afford. If you've used our Loan Calculators already, you should have a good idea of where you will stand and what you can afford. Once you provide us with all the necessary information and answer several simple questions, we can move on to show you the best loan programs and terms that will suit your specific needs.

 

STEP #2: Pre-Qualify for your selected Loan

When a loan program is decided, we will take in more detailed information, employment records, assets, income, debits, ect., and with your authorization, we will get your official credit score. Once we review this info, you will be given a Pre-Qualification notice, that basically states that we have reviewed your required information and have verified you can handle the given loan amount. You can use this in your buyer negotiation as 'proof' you can pay for the home.

 

STEP #3: Apply for your Pre-Qualified Loan

After your offer has been accepted by the seller, we can move on to completing and submitting your loan application. Additionally we will schedule an appraisal of your new home .

 

STEP #4: Receive your Loan Money

Once your approved, your agent and the seller will designate a title/escrow company to handle the funding of your loan. We'll work with the escrow company and make sure everything your selected lender needs is available, and you can go ahead and sign everything at the office of the escrow company.


THATS IT! YOU MADE IT THREW THE LOAN PROCESS! ENJOY YOUR NEW HOME!

 

Finding the right mortgage loan can be a very complicated process.
Let us match you with the best loan and lender to suite your specific needs.


For personal & confidential assistance, please Contact Us,

or fill out our simple, No Obligation Loan Application.


Still not sure if you're ready?
Here are 10 Reasons to at least give us a try ..

    1. Professional service.
    2. All credit types considered.
    3. Free estimates.
    4. Over 100 lending banks means more options and lower interest rates.
    5. Same day committment.
    6. Deals for the self employed.
    7. Improve your cash flow.
    8. No income and no asset verification loans available.
    9. Low or no money down purchase mortgages available.
    10. CHFA, FHA, VA, Conventional and Jumbo loans available.

So what are you waiting for? Contact Us Today!

 

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